Therapeutic Boarding Schools covered by Insurance

What is Therapeutic Boarding schools, and are they covered by insurance?

Insurance does not typically cover Boarding Schools for troubled teens, but some do.

All three words are important; Therapy.  A place to live.  A place to learn.  A TBS is typically for a young person with 'less serious' problems.  'Less serious' might be defined by type and/or severity.  Reactive Attachment Disorder (RAD) is a serious concern, but usually not life threatening and could be treated in a TBS.  Young people exhibiting certain violent behaviors would not be treated in a TBS.  'Drug problems' might be addressed, but not serious addictions.  Residents of a TBS live on campus in a variety of housing types.  School is the job of an adolescent.  The academics at a TBS will be accredited curriculums taught by certified teachers and can lead to a full high school diploma.  Length of stay varies; often in the 9 month to 24 month range.

Options:

• A Wilderness Program is where many young people start
• The RTC is for young people with 'more serious' problems.
• Each program within a category has its own personality and specialty.
• Many programs are stand alone operations started by people who have a heart to help young people